Thesis:

Determinants influencing loan repayment of government Funding on performance of youth groups, a case of youth fund in County government of Kwale, Kenya

The County Government of Kwale established the Youth Fund with the aim of empowering its young population. Nevertheless, achieving this goal has been hindered by the occurrence of a significant default rate, leading corporations to incur losses by reducing the value of these debts from their revolving funds. The purpose of this study was to evaluate the impact of loan amount on the repayment of government funds provided to youth organizations in Kwale County Fund Kenya, objectives were to assess the impact of existing legislation on the repayment of government funds by youth organizations in the Kwale County Government. Examine how the borrowing process affects the repayment of government funding by youth organizations in the Kwale County Youth Fund. To determine the influence of group leadership on the repayment of government funding by youth organizations in the Kwale County Youth Fund. The study was grounded in empowerment theory, group funding theory, and joint liability theory. The study employed a descriptive survey methodology and focused on 860 young individuals from 60 distinct groups in several sub-counties under Kwale's county administration. A sample of 270 participants was chosen using stratified and simple random selection methods. The sole instrument for collecting primary data in this study was questionnaire. Data analysis was conducted using the Statistical Package for Social Sciences version 2.0. The data was presented using the measures of central tendency, specifically the mean, and the measure of dispersion, specifically the standard deviation. The data was displayed using frequency tables, histograms, pie charts, graphs, and percentages. Additionally, a univariate analysis was performed. Regression analysis was employed to utilize. Based on the findings the study concluded that the study indicates that was a moderate positive and statistically significant correlation between amount borrowed and performance of youth fund in Kwale county, Kenya (r = 0.531; p < 0.05). The study indicates that there was a moderate positive and statistically significant correlation between Kwale County Government Act and performance of youth fund (r = 0.591; p < 0.05). The study indicates that there was a moderate positive and statistically significant correlation between borrowing procedure and performance of youth fund (r = 0.589; p < 0.05). The study indicates that there was a moderate positive and statistically significant correlation between group leadership and performance of youth fund (r = 0.690; p < 0.05). Based on the findings of the study, the researcher recommended that amount borrowed by youth groups should be should be equal to Loan granted, grace period provided ought to be extended and loan interest should be determined by a borrower's or a group's capacity. The loan laws should be accommodative and borrowing procedure should be clear, motivating and efficient. The group leaders should possess leadership abilities and should be aware of the repercussions of loan default to enhance loan repayment and performance of youth fund in Kwale County, Kenya. This study suggests that future studies should be done to establish challenges facing accessibility of youth funds in Kwale county government in Kenya.