• Login
    View Item 
    •   Repository Home
    • Theses and Dissertations
    • School of Business and Economis
    • View Item
    •   Repository Home
    • Theses and Dissertations
    • School of Business and Economis
    • View Item
    JavaScript is disabled for your browser. Some features of this site may not work without it.

    Bank Loan Accessibility And Performance Of Small And Medium Projects In Rwanda : A Case Study Of Selected Small And Medium Projects Financed By Fina Bank Rwanda Ltd

    Thumbnail
    View/Open
    Abstract (70.64Kb)
    Date
    2015
    Author
    Habarurema, Jean Damascene
    Metadata
    Show full item record
    Abstract
    This study had the purpose of assessing the impact of bank loans accessibility on performance of Small and Medium Projects in Rwanda. It was conducted to achieve three main objectives. The first objective was to gauge the impact of interest rate on performance of Small and Medium Projects; the second was about assessment of impact of collateral on performance of Small and Medium Projects and the third objective was to analyze the impact of Loan Turnaround Time on performance of Small and Medium Projects in Rwanda. The outcomes of this study are helpful to Rwandan policy makers, to small investors, to banks and to the researcher. The study used both qualitative and quantitative data. Quantitative data was collected by observation; interview and questionnaire from 69 sampled elements determined using Slovin’s formula and analyzed using descriptive data analysis, comparative and quantitative analysis methods in relevance with research objectives. The findings illustrated that cost related to bank loan (interests and supplementary charges) negatively affects Small and Medium Enterprises to the extent that it decreases profitability of small and medium projects. The 50 per cent of interviewed elements confirmed that the main challenge small and medium projects face in access to finance is the security required by banks. 56.7 per cent of approved project proposal were disbursed between 1 to two months and 50 per cent of the total respondents said that they realized financial losses due to fact that bank responded them after two or three months while they expected to get the loan in one week. The study recommended banks to shorten TAT, reduce charges and maintain the quality of security required. It recommended again SMEs to approach business development institution to enjoy their advices and free services offered by BDF, BDC, RDB, etc.
    URI
    http://erepository.mku.ac.ke/handle/123456789/3934
    Collections
    • School of Business and Economis [392]

    Contact Us | Send Feedback
    Powered by DSpace
    Copyright © 2018  Mount Kenya University
     

     

    Browse

    All of repositoryCommunities & CollectionsBy Issue DateAuthorsTitlesSubjectsThis CollectionBy Issue DateAuthorsTitlesSubjects

    My Account

    LoginRegister

    Statistics

    View Usage StatisticsView Google Analytics Statistics

    Contact Us | Send Feedback
    Powered by DSpace
    Copyright © 2018  Mount Kenya University